Home & Yacht Insurance in Mallorca

I’m an English insurance agent with over 30 years of experience helping expats, residents and foreigners secure the best policies for home, yacht, car, life and health insurance in Mallorca.

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Trusted by many expats and foreigners alike in Mallorca & the Balearic Islands.

Trusted by insurers such as Reale, Aegon, Liberty Seguros, Zurich, Allianz, Generali and Axa.

Bilingual insurance agent providing services in both Spanish & English fluently.

As a local insurance agent I provide a very close, exclusive and friendly service.

English Insurance agent in Mallorca

As a friendly insurance agent in Mallorca, my goal is to provide secure tailored insurance policies that fit the expat lifestyle in the Balearic Islands. Whether you need luxury villa insurance, specialised marine insurance, or private health insurance, you’re in the right place.

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Steve Bicknell, an English insurance agent in Mallorca.

Find the Best Insurance in Mallorca

While my home and yacht insurance services are based in Mallorca, they equally extend to Ibiza, Formentera and Menorca. I also offer a wide range of other insurance services such as private health insurance, life insurance, car insurance and business insurance. Find out more

How the Process Works

Follow this clear guide on how to find the best insurance policies in Mallorca with a local English insurance agent.

  1. Contact or Fill out the Form

  2. I Find the Best Policies For You

  3. I Provide Expert Advice & Help you Pick

To start the process you can fill out the form, contact me at +34 670213252, or send an email to steveinsurances@gmail.com

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A luxury villa in Mallorca; click to contact an English-speaking insurance agent and start the process for comprehensive home and property insurance.

Top Areas for Insurance in Mallorca

Bespoke insurance services in Palma de Mallorca, whether you need expert yacht insurance in Puerto Portals, Port d’Andratx, and Club de Mar, or bespoke home insurance in Son Vida, Bendinat and Cala Vinyas.

House Insurance in Mallorca

  • Son Vida & Palma
  • Cala Vinyes & Sol de Mallorca
  • Portals Nous & Bendinat
  • Palmanova & Magaluf
  • Andratx & Port d’Andratx
  • Pollença & Alcúdia
  • Santa Ponça & El Toro
House Insurance

Marine Insurance in Mallorca

Marine Insurance

FAQ about Insurance Services in Mallorca

If you have any doubts or questions, feel free to get in contact. Whether you’re looking for home, yacht, life, health or car insurance, you’re in safe hands.

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The average cost of home insurance in Mallorca can range from €150 to over €1,000. Unlike market value, premiums are calculated based on the rebuild cost. Factors such as the property’s use (primary residence vs. holiday rental), location, and security measures also influence the final price. Explore home insurance in Mallorca.

To obtain residency in Spain, such as the TIE or the Non-Lucrative Visa, your health insurance must be a private policy offering full coverage equivalent to the Spanish National Health System. The policy must have no co-payments, no waiting periods for life-saving services, and must be issued by a provider authorised to operate in Spain. Explore health insurance in Mallorca

Beyond the driver’s age and claims history, car insurance in Mallorca is heavily influenced by the inclusion of Km 0 roadside assistance, which is essential given the island’s terrain and remote areas. Premiums also consider whether the vehicle is parked in a garage to protect it. A balanced policy should not only cover mandatory Third-Party Liability but also offer robust protection against theft, fire, and own damage based on your specific driving habits on the island. Explore car insurance in Mallorca

Third-Party Liability is mandatory for all motor vehicles (cars and boats). For property owners, if the home is mortgaged, fire insurance for the structure is typically required. Furthermore, if you intend to use your property as a holiday rental (ETV), Balearic regulations require a specific liability insurance policy to cover potential damages to guests.

The annual premium for yacht insurance in Mallorca typically follows a benchmark of 1% of the vessel’s total value. However, this can vary based on the yacht’s age, navigation limits, hull material, engine power, and the owner’s experience. For high-value yachts, including Protection and Indemnity (P&I) and specialized cover for crew or water sports equipment is standard practice to ensure full protection. Explore yacht insurance costs in Mallorca

Under the latest Spanish Animal Welfare Law (Ley de Bienestar Animal), third-party liability insurance is now mandatory for dog owners in Mallorca, regardless of the breed or size of the dog. This insurance must cover a minimum amount sufficient to handle potential damages or injuries caused by the pet to others. While many homeowners’ insurance policies in Mallorca already include basic pet liability, it is essential to verify that your specific dog is registered on the policy.