Seguos en Mallorca y las Islas Baleares

Asesor de seguros para expatriados y residentes en las Islas Baleares. Con 30 años de experiencia, ofrezco un servicio amable y bilingüe en inglés y español para garantizar la seguridad de sus bienes.

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Seguros en Mallorca y las Islas Baleares

Asesor de seguros para expatriados y residentes en las Islas Baleares. Con 30 años de experiencia, ofrezco un servicio amable y bilingüe en inglés y español para garantizar la seguridad de sus bienes.

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Categoías de seguros

Seguros en las Islas Baleares

Cada categoría de seguros está diseñada para protegerte, tanto seguro de hogar, seguro para yates de lujo o seguro médico, ya sea en Mallorca, Ibiza y Menorca. Cada póliza se adapta a la normativa española y a los riesgos de vivir en las Islas Baleares.

Categorías de seguros

Marine & yacht insurance

Reliable yacht and boat insurance in the Balearic Islands.

Home & property insurance

Home and villa insurance for residents and expats in Mallorca

Life & health insurance

Private health insurance and medical coverage in the Balearics.

Car & motor insurance

Expert car and motor insurance with local guidance in the Balearics.

Business & commercial insurance

Professional business and commercial insurance in the Balearic Islands.

Stability & local trust

Insurance agent in the Balearic Islands

  • 30 years of local experience
  • 100+ happy clients
  • 100% bilingual service
  • 1000+ policies handled
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The islands

insurance advice in the Balearic Islands

I provide insurance support for residents and expats across Mallorca, Ibiza, and Menorca, with adapted solutions for each islands local regulations and insurance needs. Whether you’re looking for luxury yacht insurance or property insurance, I provide the help and guidance you need.

Insurance in the Balearics

Insurance in Mallorca

Reliable insurance solutions for homes, vehicles and yachts across Mallorca, in both urban and coastal areas.

Insurance in Ibiza & formentera

Tailored insurance for marine assets, luxury properties and foreigners in Ibiza and Formentera.

Insurance in Menorca

Comprehensive insurance guidance for fincas, coastal homes and vehicles across Menorca.

Common insurance questions

Frequently asked questions

The Spanish insurance system can be complex, especially for a foreigner, but with my help, securing visa-compliant policies and understanding the specific maritime regulations in the Balearics becomes easy, as I provide the clear guidance you need to insure your assets in the Balearic Islands. 

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In the Balearic Islands, certain types of boat insurance may be legally required depending on the vessel and its use. Motorised boats and larger vessels generally require at least Civil Liability insurance to operate legally in Spanish waters. Many yacht owners in Mallorca, Ibiza and Menorca also choose broader coverage to protect against hull damage, salvage costs and weather-related risks, especially in the Mediterranean.

Expats living in Mallorca often require a combination of insurance policies depending on their residency status and lifestyle. This may include private health insurance, home or property insurance, car insurance and personal liability coverage. The appropriate structure can vary depending on whether you are a resident, non-resident or in the process of relocating to the Balearic Islands.

Home insurance in the Balearics may cover structural damage, contents, civil liability and certain environmental risks, depending on the policy. Coverage can be adapted for apartments, villas and rural fincas, and may differ for primary residences, holiday homes or rental properties. Specific inclusions can vary based on location, property type and usage.

Non-residents who own property or vehicles in Spain may still need locally compliant insurance policies. Foreign insurance may not always meet Spanish legal requirements, particularly for vehicles registered in Spain or properties used seasonally. Each situation should be assessed individually to ensure compliance and adequate protection.

Private health insurance may be required for certain residency permits in Spain, such as non-lucrative visas or long-term stays. Policies are often expected to meet specific conditions, including full coverage without co-payments and validity throughout Spain. Requirements can vary depending on visa type and personal circumstances.

Civil Liability insurance is designed to cover damages caused to third parties, whether personal or material. In Spain, this coverage plays an important role across many insurance types, including home, vehicle and yacht insurance. Adequate liability limits can be particularly relevant given the legal and financial implications of claims.

Yes. Luxury villas and high-value properties in Mallorca usually require a specialised home insurance policy designed for higher asset values and unique risks. These may include extended liability limits, additional coverage for outbuildings or landscaped areas, and protections tailored to seasonal or secondary residences.